Really, if any of you Northern guys want to come down here to Texas & deal with the heat PLUS the crappy insurance estimates we have to wrangle over, then come on down!!!
Here’s the deal, line for line according to AllState:
Remove shingles, 3T, 25 yr. // 24.43sq @ $ 16.51 = $ 403.34 (repl. cost)
Replace shingles, 3T, 25 yr. // 26.67sq @ 37.58 = $ 1,002.26 material
Replace shingles, 3T, 25 Yr. // 24.67sq @ 23.20 - $ 572.34 Labor.
Remove ridge shingles $ 134.8 lin. ft. @ .30c per.
Replace ridge shingles $ 134.8 lin ft. @ 1.23 per.
Replace felt, 15 # 24.43 @ 8.98
Special height, 2 story $ 24.43 @ $ 6.07
Special cleanup - 6.1 hours @ 15.7 = $ 95.77.
---------roof totals: $ 2,647.62------
(note: not all items were listed as actual cash value; unsure as to why).
After those figures above, AllState does a total summary with an estimate total then takes away an amount “not subject to overhead & profit”, this one was $ -95.88).
Next is
amount subject to overhead & profit
contractor’s overhead & profit
Sub Total
Sales Tax, Total with tax,
less non depreciation
Sub total,
Deductible, etc. etc.
Bottom line: 27.85 installed squares, current is a 3T hip roof, 2 story, insurance’s offer:
$ 3,558.07.
Around here, labor is about @ $ 35.00 base amount plus extras such as contractor (me) purchasing staples & the occasional Gatorade, steeps, 2 story, remote deliveries, etc.
Man, I REALLY REALLY hate AllState adjustments.