What is the discussion on Code Upgrade? The Policy holder has approximately 36 shingles missing and they have code upgade but insurance company claims they are not required to replace the entire slope. This damage is due from Hurrican Sandy in New Jersey area.
I am a public adjuster with an office in Point Pleasant NJ. The township which the address is located in will need to provide you with the code requirement for the area. In my experience the majority of townships require a 115mph wind rating at a minimum and therefore an architectural shingle will be required. Good luck!!
Just FYI - 36 missing shingles, and I would have them buy the roof without question.