I came across the forum and thought I could get more informed answers to a question I had regarding my roof replacement. I recently had my roof approved for replacement in Dallas, TX. I am working with a local contractor and his estimate is higher than my insurance carrier adjusters price. The adjuster is giving me and my contractor a bit of trouble in accepting my contractors estimate which is more in line with the other contractors bids I received prior to even filing a claim. I went with the contractor because he suggested I file a hail storm claim instead of paying out of pocket. The adjuster states that unless my contractor is a public adjuster he does not have to discuss the claim with him and that he (adjuster) has paid more than enough to get my roof replaced. My contractor is arguing that ice and water shield, ridge shingles, drip edge and starter shingles which the contractors says I have on my roof should be included in the insurance payout. Is this the case in Dallas? Can my contractor discuss my claim if I have signed paperwork saying I am ok with this? In all honesty I don’t know squat about roofs so I am trusting a roofing expert to make sure I am getting a good deal. I feel that the estimate I got to replace my roof is paying lower than it should. The 4 other contractor estimates are pretty much within $500 -700 from each other vs $2300 (insurance difference in payout). Any help would be greatly appreciated.