I am in the Beaumont, South East Texas area. Hurricane Rita came into the area for seven hours and brought 100mph wind, stronger gusts, etc.
Both Allstate / State Farm claimed that two common forms of wind damage was not real damage to composition shingles. After twelve wind, hail, and hurricane catastrophes, I know they know better.
After a storm, have you all ever seen how the outer granular component on composition shingles has been blasted off by wind borne micro debris like sand, small pebbles, twigs, etc? Have you ever seen them blasted all the way down to the fiberglass mat?
Have you all ever seen partially or completely wind lifted shingles that won’t reseal months after a storm because of the tar sealant bonds being covered with micro debris?
What part of the U.S. have you seen such damage, and how did AS and SF handle the damage?