I could go on forever on this one. Unfortunately, it is just common sense. Insurers make money by taking premiums, not paying claims.
By hassling the roofers to no end, they will frustrate some, and they will quit. Out of town roofers are abandoning my market daily. They live in a hotel, eat out and make a few hundred per roof. It can’t add up.
By nickle and dimeing claims, they save millions on volume. However, by cutting claims back thousands, they make multi-millions.
By saying they are so swamped and can’t send out the adjuster, they take a ton of claims out of the potential pipeline and pocket the interest.
By saying we only have a year to report the claims after the storm, they save untold claims and maybe billions.
By teaching adjusters to claim that the insurer doesn’t pay for that, they make a ton.
By saying that the damage is not hail, they frustrate roofers, homeowners and save a fortune.
By getting the mortgage companies to further stall payment, they put the icing on the very sweet cake for them.
By making roofers file endless supplements, they take away the roofers’ precious time. That means less claims to pay, too.
Now, the roofers are equally guilty. $500 cash back after covering the deductible is commonplace insurance fraud in this market in the heavy hit areas.
Having every former builder being a “roofer” can’t sit well with the insurers.
Having 50 roofers knocking the same house causes homeowner havoc and further stalls the market.
Homeowners have to rebel. Roofers won’t win this one.
If you don’t think the major insurers are in Obama’s back pocket, you are too naive to be in this business.
Double your volume or die.